Retirement Plans

At Angeles Retirement Consulting, LLC, (ARC) we will assist you in creating and maintaining a high-quality retirement plan by providing comprehensive levels of plan service and ongoing educational support for your participants.

Plan Design Assistance

Provide support to assist ensuring the plan services the needs of the business, the plan sponsor, and the participants.

• Assist in preparation and/or review of an Investment Policy Statement.

• Review new legislative changes and how they impact the plan.

• Help evaluate quantitative and qualitative aspects of investment line-up through benchmarking or plan

investments.

• Review allocation of plan assets to help plan sponsor evaluate employee investment decisions and

mapping of investment options.

• Implement customized education plan targeting employee needs, including average participation,

deferral percentages, and asset allocation.

Investment Review Assistance

Assist plan sponsor make sure the plan's investment menu options are appropriate for the plan and participants.

• Annually benchmark the performance and expenses of the investment options and help coordinate steps to deliver any enhancements.

• Provide resources that assist with the investment process.

• Help plan sponsor identify potential alternatives when investments no longer meet Investment Policy

Statement terms.

• Provide analysis on how participants are using the investments in the plan.

Employee Communications

Support Human Resources department with ongoing participant education for all eligible employees.

• Design a communications program and develop an annual communications calendar.

• Coordinate and deliver group enrollment meetings.

• Meet with employees individually or as a group to provide direction regarding contribution levels required to pursue retirement goals.

• Provide individual educational consultations with employees to review derral percentages, investment

allocations, and gap analysis.

• Help employees evaluate integration of plan assets with other personal assets and financial goals.

Plan Committee Support

Conduct vendor benchmarking (as appropriate), assist in compliance reviews, and facilitate metrics reporting.

• Act as the liaison between plan sponsor and service providers. 

• Assist in establishing files of important documents in case of an audit (e.g., plan documents, Summary Plan Description, committee meeting minutes, Investment Policy Statement, etc.).

• Prepare and present Annual Plan Review.

• Review participant activity and key plan success metrics.

• Periodically review plan design features to ascertain if they are meeting client's goals as their business

needs change.

• Facilitate requests for proposal process every three to five years toward ensuring services are competitive.

This information was developed as a general guide to educate plan sponsors, but is not intended as authoritative guidance or tax or legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation. In no way does advisor assure that, by using the information provided, plan sponsor will be in compliance with ERISA regulations.